Upbound Group Q2 FY2026 Earnings Call
With Fahmi Karam (CEO), Hal Khouri (CFO) and Abraham Albert (SVP of Finance).
Our mission at Upbound Group, Inc. is to elevate financial opportunity for all. (NASDAQ: UPBD) At Upbound Group, Inc., we’re dedicated to driving innovation and upward momentum with financial inclusion at our core.
More about Upbound Group
Through our platform of products and brands, we offer innovative solutions for millions of customers, as well as our retail partners. Join us in our relentless pursuit to build a better future and to elevate financial opportunity for all. Our Brands: Acima Leasing is a technology company that focuses on providing flexible lease-to-own solutions for customers across a wide range of durable goods and retailers. The company has partnered with thousands of retailers to offer its lease-to-own options at the point of sale. Rent-A-Center specializes in renting furniture, appliances, electronics, and computers to customers with flexible lease-to-own payment options and the option to purchase or return the items at any time. The company has grown rapidly over the years, with 1,930 corporate locations and 400 franchise locations across the United States, Mexico, and Puerto Rico. For more brands visit www.upbound.com. Upbound Group, Inc. is headquartered in Plano, Texas.
1Prepared remarks3 speakers
Good morning. Thank you all for joining us to discuss the company's performance for the second quarter of 2026. We issued our earnings release this morning before the market opened, and the release and all related materials, including a link to the live webcast, are available on our website at investor.upbound.com. On the call today from Upbound Group, we have Fahmi Karam, our Chief Executive Officer, and Hal Khouri, our Chief Financial Officer.
As a reminder, some of the statements provided on this call are…
Thank you, Abraham, and good morning, everyone. I'm pleased to share our second quarter results and provide an update on our strategic progress. I'll start with a high-level review of the quarter and our priorities, then hand it over to Hal for the detailed financial results and updated outlook. After that, we'll open up the line for questions. Our second quarter results reflect a continuation of many positive trends we identified last quarter, and we delivered results within all of our guided metrics.
Our risk…
Thank you, Fahmi, and good morning, everyone. I'll begin with a review of our segment results for the second quarter, then spend time on capital allocation and liquidity before closing with our outlook and guidance. Starting with Brigit, the second quarter demonstrated strong performance across the business. Revenue was $71 million, representing a growth rate of 37% year-over-year.
Revenue growth in the quarter reflected continued expansion in paying users and improved monthly ARPU, which increased 6.3%…