First Western Trust (MYFW) is a public company. We are the trusted expert that wealth creators in the West turn to at every stage of their financial journey – bringing private banking sophistication, deep community roots, and one integrated team together to serve them across generations.

We offer the following personalized financial services: Private Banking, Commercial Banking, Depository Solutions (Member FDIC); and Wealth Planning, Investment Management, Insurance, and Trust and Estates service (Trust, estate planning, insurance, and investment products are not a deposit, not FDIC insured, not insured by any federal government agency, not guaranteed, subject to investment risks, including possible loss of the principal amount invested and may go down in value. Any information and research contained herein do not represent a recommendation of investment advice to buy or sell stocks or any financial instrument nor is it intended as an endorsement of any security or investment, and it does not constitute an offer or solicitation to buy or sell any securities or investment services. This content is for informational purposes only and does not constitute legal or tax advice. Please consult your legal or tax advisor for specific guidance tailored to your situation. First Western Trust Bank cannot provide tax advice.). Founded in 2004. It has 476 employees. IPO 2018.

Transcript

Operator

Thank you for standing by, and welcome to First Western Financial's Second Quarter 2026 Earnings Conference Call. Currently, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. To ask a question during the session, you will need to press star one one on your telephone. To remove yourself from the queue, you may press star one one again. I would now like to hand the call over to Lisa Fortuna, Investor Relations. Please go ahead.

Lisa Fortuna — SVP of Investor Relations

Thank you. Good morning, everyone. Thanks for joining us today for First Western Financial's second quarter 2026 earnings call. Joining us from First Western's management team are Scott Wylie, Chairman and Chief Executive Officer, Julie Courkamp, Chief Operating Officer, and David Weber, Chief Financial Officer. We will use a slide presentation as part of our discussion this morning. If you have not done so already, please visit the Events & Presentations page of First