Home Bank (HBCP) is a public company. About Home Bank Chartered in 1908 as Home Building and Loan, Home Bank is one of the most stable financial institutions, building on the future by doing what's right for its customers today. Personal banking is the bank’s trademark and will continue to be as it moves forward with innovative banking options and new technology for its customers. Over the past century, Home Bank has always gone above and beyond, striving to be good for business and good for life. Offering a full range of deposit and loan products in its market areas, the bank operates 42 full-service banking centers in Louisiana, Texas and Mississippi.

About Home Bancorp Home Bancorp, Inc. (Nasdaq: HBCP) is the parent company for Home Bank, a national bank headquartered in Lafayette, La. Home Bancorp was formed in 2008 when Home Bank successfully completed its Initial Public Offering. Founded in 1908. It has 361 employees. Annual revenue is $15.5M. IPO 2008.

Transcript

Operator

Good morning, ladies and gentlemen, and welcome to the Home Bancorp Second Quarter 2026 Earnings Conference Call. All participants will be in listen only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by zero. After today's presentation, there will be an opportunity to ask questions. Please note this event is being recorded. I would like to turn the conference over to Home Bancorp's Chairman and CEO, John Bordelon, President Darren Guidry, and Chief Financial Officer David Kirkley. Please go ahead, Mr. Kirkley.

David Kirkley — CFO

Thank you, Ana. Good morning and welcome to Home Bancorp's second quarter 2026 earnings call. Our earnings release and investor presentation are available on our website. I'd ask that everyone please refer to the disclaimer regarding forward-looking statements in the investor presentation and our SEC filings. I'll hand it over to John to make a few comments about the second quarter. John?

John Bordelon — Chairman and CEO

Thanks, David. Good morning, everyone. Thank you for joining the earnings call today. We appreciate your interest in Home Banc as we discuss our results, expectations for the future, and our approach to creating long-term shareholder value. Before I discuss our second quarter results, I want to take a moment to introduce Darren Guidry as Home Banc's new President. Darren has served as our Chief Risk