Primis (FRST) is a public company. Primis is the first bank to get it right. We bring you the backing of a FDIC insured institution with the brains of a tech company—offering both security and ease; sophisticated offerings that are super simple to navigate. We break through all the fine print, wait times and red tape—bringing you services that actually serve and solutions that solve real problems.

Some say they're doing things different, we say we're doing things right.

Primis is a Member FDIC | Equal Housing Lender| Primis Mortgage NMLS #1894879 (www.nmlsconsumeraccess.org)

Primis Mortgage State License Numbers, click here: https://primisbank.com/disclosures/. It has 523 employees. Annual revenue is $112.4M.

Transcript

Operator

Hello, everyone. Thank you for joining us, and welcome to the Primis Financial Corp Second Quarter Earnings Call. After today's prepared remarks, we will host a question and answer session. If you would like to ask a question, please press star one to raise your hand. To withdraw your question, press star one again. I will now hand the conference call over to Matthew Switzer, Chief Financial Officer. Matthew, please go ahead.

Matthew Switzer — CFO

Good morning. Thank you for joining us for our second quarter webcast and conference call. Before we begin, please note that many of our comments during this call will be forward-looking statements which involve risk and uncertainty. There are many factors that could cause actual results to differ materially from the anticipated results or other expectations expressed in the forward-looking statements. Further discussion of the company's risk factors and other important information regarding our forward-looking statements are part of our recent filings with the Securities and Exchange Commission, including our recently filed earnings release, which has also been posted to the investor relations section of our corporate site, primisbank.com. We undertake no obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events, or changes to future operating results over time. In addition, some of the financial measures that we may discuss this morning are non-GAAP financial measures. How a non-GAAP measure relates to the most comparable GAAP measure will be discussed when the non-GAAP measure is used, if not readily apparent. I will now turn the call over to