First Business Bank (FBIZ) is a public company. Experience. The Advantage.

We’re passionate about helping businesses and people. Since the day our doors opened in 1990, we’ve believed that success relies on putting people first – our clients, our employees, our families, and our communities. The result is extremely engaged employees who feel supported and provide unmatched client satisfaction.

First Business Financial Services (FBIZ) is the proud parent company of First Business Bank, providing shared corporate services to the entire organization. Our companies specialize in Business Banking, including Commercial Banking and Specialty Finance, Private Wealth, and Bank Consulting services.

With comprehensive total rewards to support our team members, a commitment to valuing each other’s differences, and a focus on improving our communities, we are confident you’ll find the experience is your advantage.

Member FDIC | Equal Housing Lender | Nasdaq: FBIZ

First Business Financial Services, Inc., First Business Bank, and First Business Specialty Finance, LLC, are Equal Opportunity Employers. Founded in 1990. It has 483 employees. IPO 2005.

Transcript

Operator

Hello, and welcome to the First Business Financial Services second quarter 2026 earnings conference call. After today's presentation, there will be an opportunity to ask questions. If you would like to ask a question, please press star one to raise your hand. To withdraw your question, press star one again. Please note this event is being recorded, and today's comments may contain forward-looking statements that are subject to risks and uncertainties. Actual results may differ materially from those discussed. Please refer to the company's earnings release, investor's presentation, and SEC filings for additional information, including risk factors and reconciliations of any non-GAAP financial measures. I would now like to turn the conference over to First Business Financial Services CEO, Dave Seiler. Please go ahead.

Dave Seiler — CEO

Good morning, everyone. Thank you for joining us. We appreciate your time and your interest in First Business Bank. Joining me today is our CFO, Brian Spielmann. We encourage you to review our earnings release and supplemental earnings call slides, which are available through our website at ir.firstbusiness.bank, along with our other investor materials. Our team's outstanding execution drove our