Erie Insurance Group (ERIE) is a public company. From our modest roots starting in 1925 as a Pennsylvania auto insurer, we've grown to become a multi-line insurance company, offering auto, home, business and life insurance through our network of independent insurance agents. Today, our geographic presence extends to 12 states and the District of Columbia; from New York to North Carolina and from Wisconsin to Tennessee.

At ERIE, we adhere to disciplined underwriting, fair pricing and a prudent investment philosophy. These factors have contributed to our ability to earn consistently superior ratings in the insurance industry. The combination of a quality agency force, a commitment to customer service and the financial stability provided by Erie Insurance Group assures our customers that we’ll be there when they need us most.

According to A.M. Best Company, Erie Insurance Group, based in Erie, Pennsylvania, is the 12th largest homeowners insurer and 13th largest automobile insurer in the United States based on direct premiums written and the 17th largest property/casualty insurer in the United States based on total lines net premium written. The Group, rated A+ (Superior) by A.M. Best Company, has nearly 7 million policies in force and operates in 12 states and the District of Columbia.

Erie Insurance is a FORTUNE 500 company. Founded in 1925. It has 6,750 employees.

Transcript

Operator

Good morning. Welcome to the Erie Indemnity Company second quarter 2026 earnings conference call. This call was pre-recorded. There will be no question and answer session following the recording. I'd like to introduce your host for this call, Vice President of Investor Relations, Scott Beilharz. Please go ahead.

Scott Beilharz — VP of Investor Relations

Thank you. Welcome everyone. We appreciate you joining us for this recorded discussion about our second quarter results. This recording will include remarks from Tim NeCastro, President and Chief Executive Officer, and Julie Pelkowski, Executive Vice President and Chief Financial Officer. Our earnings release and financial supplement were issued yesterday afternoon after the market closed. Are available within the investor relations section of our website, erieinsurance.com. Before we begin, I would like to remind everyone that today's discussion may contain forward-looking remarks that reflect the company's current views about future events. These remarks