Central Pacific Bank (CPF) is a public company. Established in 1954, Central Pacific Bank is a Hawaii-based financial institution with branch locations statewide. The bank has a long, proud history of providing exceptional service to its customers and contributing to the community. Employees at Central Pacific Bank are committed to creating value for our customers, employees, community and shareholders by living our Core Values: Teamwork, Integrity, Exceptional Service. Member FDIC.

Join Our team and enjoy an exciting career that offers excellent growth opportunities and benefits.

To view all of our openings, please visit our Careers Page at www.cpb.bank/careers. Founded in 1954. It has 781 employees.

Transcript

Operator

Good afternoon, ladies and gentlemen. Thank you for standing by, and welcome to the Central Pacific Financial Corp Q2 2026 earnings call. During today's presentation, all parties will be in a listen-only mode. Following the presentation, the conference will be open for questions. This call is being recorded and will be available for replay shortly after its completion on the company's website at www.cpb.bank. I'd like to turn the call over to Mr. Jayrald Rabago, Senior Strategic Financial Officer. Please go ahead.

Jayrald Rabago — Senior Strategic Financial Officer

Thank you, Erica, and thank you all for joining us today as we review Central Pacific Financial Corp's financial results of the Q2 of 2026. Joining me this morning are Arnold Martines, Chairman, President, and Chief Executive Officer. David Morimoto, Vice Chair and Chief Operating Officer. Ralph Mesick, Vice Chair, and Dayna Matsumoto, Executive Vice President and Chief Financial Officer. Before we begin, I would like to remind everyone that a copy of our earnings release and supplemental slides are available on our investor relations website at ir.cpb.bank. During today's call, management may make forward-looking statements. These statements are based on current expectations and assumptions and are subject to risk and uncertainties that could cause actual results to differ materially. For a complete discussion of these risks related to our forward-looking statements, please refer to slide two of our presentation. With that, I will now turn the call over to our Chairman, President, and CEO, Arnold Martines.

Arnold Martines — Chairman, President, and CEO

Thank you, Jayrald, and aloha to everyone joining