CNB Bank (CCNE) is a public company. CNB Financial Corp. is a leader in providing integrated financial solutions, which creates value for both consumers and businesses. These solutions encompass checking, savings, time and deposit accounts, Private Banking, loans and lines of credit (real estate, commercial, industrial, residential and consumer), credit cards, cash and wealth management, online banking, electronic check deposit, merchant credit card processing, on-site banker, accounts receivable handling, ACH origination and payroll processing. In addition, the Corporation provides trust services, retirement plans and other employee benefit plans. The Company's market area is in the western central region of the state of Pennsylvania, Northeast and Central Ohio, Western New York, and Virginia.

CNB Bank, a subsidiary of CNB Financial Corporation, is a leader in providing integrated financial solutions, which creates value for both consumers and businesses. These solutions consist of a family of products and services developed to support the evolving needs of our customers from traditional to innovative. For over 150 years, we have prided ourselves in building long-term customer relationships by being reliable and competitively priced.

As a local community bank, we at CNB are committed to serving the continued growth and well-being of the areas in which we operation. Community involvement for us goes well beyond our mission to offer high-quality banking products and services — charity, after all, begins at home, and our home is right where you live. Founded in 1865. It has 745 employees.

Transcript

Operator

I would now like to turn the conference over to Michael Peduzzi, the President and Chief Executive Officer of CNB Financial Corporation and its main operating entity, CNB Bank. Please go ahead.

Michael Peduzzi — President and CEO

Good afternoon. I'm Michael Peduzzi, the President and Chief Executive Officer of CNB Financial Corporation and its main operating entity, CNB Bank. I'm pleased to welcome you to this quarterly call to review our financial position and performance for the period ending June 30th, 2026. Joining me today is our Chief Financial Officer, Tito Lima, our Chief Operating Officer, Michael Noah, and our Chief Credit Officer, Greg Dixon. Following the overview and presentation of our financial highlights, we will have time available for questions from those calling in