Gibbons v. Metropolitan Life Ins.

The basic question involved in both cases is whether an insured, afflicted with duodenal ulcer' and unable to pursue his regular vocation or employment, is totally and permanently disabled within the terms of a policy of insurance which contains a provision for the payment of disability benefits in case the insured should “become totally and permanently disabled” in such manner that he “will for lifetime be unable to perform any work or engage in any business for compensation or profit.”

Determination of this question depends upon the further question as to what construction shall be placed…