Electric Insurance v. Travelers Insurance

Pursuant to the "Additional Personal Injury Protection Endorsement” contained in its policy of automobile liability insurance covering a vehicle owned and operated by one Thomas Pugliese, plaintiff paid additional first-party benefits to passengers in the covered vehicle who were injured in a two-car collision in Florida. Contending that its coverage as to two of the injured parties, Penny and Terry Glass, was excess over that provided under a policy of insurance issued by defendant Allstate Insurance Company (hereinafter defendant), plaintiff commenced this action to recover from defendant…