Schoffstall v. Prudential Property & Casualty Insurance

LEWIS, J.,

On July 4, 1992, the plaintiffs William and Judy Schoffstall decided to celebrate Independence Day by attending one of our country’s favorite spectator events, stock car racing. Little did they know that bom on this particular Fourth of July would be a new and previously unresolved legal issue in American jurispmdence: To wit, whether the plaintiffs may recover first party benefits from their automobile insurance carrier for injuries caused by a race car while they were spectators at a racing event. For reasons set forth below, we hold that the plaintiffs may not recover.

The facts…