Legal Opinion
Freitas v. Geddes Savings & Loan Ass'n
New York Court of Appeals
Decided October 25, 1984PublishedCited by 54 opinions
1Opinion of the Court
OPINION OF THE COURT
Jasen, J.
On this appeal, we are asked to decide whether a bank lender is civilly liable for usury, in the absence of usurious intent, solely on the basis of the failure to properly itemize an otherwise authorized bank charge.
On May 9, 1978, plaintiffs Daniel and Beverly Freitas submitted a formal mortgage application to defendant, Geddes Savings and Loan Association of Syracuse, New York, in order to finance the purchase of a modular home. The home was to be placed upon a lot in the Town of Camillus, which was a gift of the parents of Beverly Freitas to the couple. The…
2Cases cited14 opinions
- Jones v. BermanNew York Court of Appeals · 1975
- Hammelburger v. Foursome Inn Corp.New York Court of Appeals · 1981
- Giventer v. ArnowNew York Court of Appeals · 1975
- Fiedler v. . DarrinNew York Court of Appeals · 1872
- Brown v. . RobinsonNew York Court of Appeals · 1918
9 more not listed; retrieve them via the Exa API.
3Cited by54 opinions
- Hochman v. LaReaAppellate Division of the Supreme Court of the State of New York · 2005
- Goldstein v. CIBC World Markets Corp.Appellate Division of the Supreme Court of the State of New York · 2004
- Anamdi v. AnugoAppellate Division of the Supreme Court of the State of New York · 1996
- In re the Estate of JacksonAppellate Division of the Supreme Court of the State of New York · 1986
- Fareri v. Rain's International Ltd.Appellate Division of the Supreme Court of the State of New York · 1992
49 more not listed; retrieve them via the Exa API.