Deposit Guaranty National Bank v. Pete

I concur in the result we reach and in the judgment wé affirm. I write separately because I think common sense and common law demand a more formalistic focus upon the depository bank’s duties when served with a writ of garnishment. No doubt garnisheed joint accounts are troublesome. I think the obligations of the bank so served are measured by its contract with its depositor(s). The bank is obliged the same as when a holder presents a check drawn by the judgment debtor.

First, a few basics. Garnishment is a right and a process grounded in statute. Miss.Code Ann. § 11-35-23 (1972) provides,…