Medical Mutual Ins. Co. of North Carolina v. Cathy Gnik

USCA4 Appeal: 22-1994 Doc: 44 Filed: 02/16/2024 Pg: 1 of 18 PUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 22-1994 MEDICAL MUTUAL INSURANCE COMPANY OF NORTH CAROLINA, Plaintiff – Appellee, v. CATHY GNIK, Individually and as Mother and Next Friend of N.A., A Minor and N.L. A Minor; COURTNEY ANDREW-KNIGHT; TRISTEN ANDREW-MAJOR; KATHLEEN BELL, Individually, and as Mother and Next Friend of A.B., A Minor; NIKKI BURGESS, Individually, and as Parent and Next Friend of M.B., A Minor; DANIEL BURGESS, Individually, and as Parent and Next Friend of M.B., A Minor; BRIANNA CANNAVO,…