Dosland v. Preferred Risk Mutual Insurance

March 3,1949, plaintiff purchased a new automobile for approximately $3000 and insured it with defendant against damage caused by collision. The policy provides, “The company may pay for the loss in money or may repair or replace the automobile * * # or may take all or such part of the automobile at the agreed or appraised value * * It contains a $100 deductible provision.

Plaintiff’s husband, Dr. M. O. Doslan d, a chiropractor, used the car in his business. December 5,1949, it collided with a truck and was extensively damaged. Plaintiff had it hauled to a garage *1222in. New Hampton, Iowa, the…