State Farm Mutual Automobile Insurance Co. v. Menendez

State Farm Mutual Automobile Insurance Company (“State Farm”) appeals from a final summary judgment entered in a declaratory relief action wherein the trial court found that the household exclusion in the automobile insurance policy issued by State Farm to Gilda Menendez (“named insured”) was ambiguous as applied to Fa-biola P. Llanes and Roger Llanes (collectively, “parents”), and therefore, unenforceable. We affirm.

The named insured permitted her granddaughter, Fabiola G. Llanes (“the named insured’s granddaughter”), to use her vehicle. While operating the vehicle, the named insured’s…