Craig v. Dye
Supreme Court of Virginia
1Opinion of the CourtJustice Kinser
In this appeal, we construe a personal liability umbrella insurance policy provision stating that the insurer may not provide coverage if an insured “refuse[s]” to perform certain required duties. Because the insureds in this case merely failed to perform those duties but did not refuse to do so, we will reverse the circuit court’s judgment in favor of the insurance company.
FACTS AND PROCEEDINGS
Robert V. Dye (the father), and his wife, Mary L. Dye (collectively, the parents), were the named insureds of a personal liability umbrella insurance policy (the policy), issued by State Farm Fire and…
2Cases cited21 opinions
- Wilson v. HolyfieldSupreme Court of Virginia · 1984
- State Farm Mutual Automobile Insurance v. ArghyrisSupreme Court of Virginia · 1949
- State Farm Fire & Casualty Co. v. WaltonSupreme Court of Virginia · 1992
- State Farm Mutual Automobile Insurance v. PorterSupreme Court of Virginia · 1980
- Hill v. State Farm Mutual Automobile InsuranceSupreme Court of Virginia · 1989
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3Cited by19 opinions
- Resource Bankshares Corporation Resource Bank v. St. Paul Mercury Insurance Company, American Casualty Company of Reading, Pennsylvania Erie Insurance Company Federal Insurance Corporation Great Northern Insurance Company, Amici Supporting Resource Bankshares Corporation Resource Bank v. St. Paul Mercury Insurance Company, American Casualty Company of Reading, Pennsylvania Erie Insurance Company Federal Insurance Corporation Great Northern Insurance Company, Amici SupportingCourt of Appeals for the Fourth Circuit · 2005
- Virginia Farm Bureau Mut. Ins. Co. v. WilliamsSupreme Court of Virginia · 2009
- Lee County v. Town of St. CharlesSupreme Court of Virginia · 2002
- Lower Chesapeake Associates v. Valley Forge InsuranceSupreme Court of Virginia · 2000
- Miller v. Augusta Mutual InsuranceCourt of Appeals for the Fourth Circuit · 2005
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