M. G. Skinner & Associates Insurance Agency, Inc. v. Norman-Spencer Agency, Inc.

PETERSON, District Judge.

This case arises out of a complex insurance transaction that ended badly because the supposed insurance turned but to be a complete fraud. Despite the complexities of the broader transaction and the litigation that it spawned, this appeal presents, essentially, a single question: whether Norman-Spencer Agency, Inc., an Ohio insurance agency, owed a duty to M.G. Skinner and Associates Insurance Agency, Inc. and Western Consolidated Premium Properties, Inc., two entities that had engaged a chain of sub-brokers to procure insurance for a vast collection of real property.

M…