Insurance Co. of St. Louis v. Bray

Carlisle, Presiding Judge.

1. This was a suit on a policy of automobile collision insurance alleged to have initially covered a described Ford automobile. The petition alleged that the Ford had been replaced by a Chevrolet pickup truck. The petition did not allege that the defendant had consented to or agreed to insure the pickup truck, but sought recovery on the theory that the pickup truck was a substitute automobile within the provision of the policy affording insurance on a “temporary substitute automobile” used by the insured while the automobile described in the policy is temporarily…