Hayes v. Fay Servicing, LLC

CLERK’S OFFICE U.S. DIST. € AT LYNCHBURG, VA FILED UNITED STATES DISTRICT COURT 3/16/2023 WESTERN DISTRICT OF VIRGINIA LAURA □□ AUSTIN, CLE} LYNCHBURG DIVISION BY: 6/C. Amos DEPUTY CLERK RALPH LEON HAYES, CASE NO. 6:22-cv-00063 MEMORANDUM OPINION & ORDER Appellant, v. FAY SERVICING, LLC, et al, JUDGE NORMAN K. MOON Appellees. On October 25, 2022, Appellant Ralph Leon Hayes, pursuant to 28 U.S.C. § 158, appealed the bankruptcy court’s order dismissing his case without prejudice for failure to obtain prepetition credit counseling as required by the Bankruptcy Code, 11 U.S.C. § 109(h)(1).! For…