Cotton v. Provident Life &Casualty Insurance Co.

MEMORANDUM OF DECISION AND ORDER

SPATT, District Judge:

This diversity action arises from the claims of the plaintiff, Anthony Cotton (“Cotton” or the “plaintiff”), against the defendant, Provident Life and Casualty Insurance Company (“Provident” or the “defendant”), based on the defendant’s alleged failure to pay disability benefits pursuant to the terms of two policies held by the plaintiff. Presently before the Court are Provident’s motion and Cotton’s cross motion for summary judgment pursuant to Fed.R.Civ.P. 56.

I. Background

The plaintiff is a resident of Nassau County. The defendant is a…