Home Insurance v. Hartford Accident & Indemnity Co.

Here is another facet of the often complicated legal problem of concurrent insurance coverage. An auto painter finishes work on a customer’s car and while delivering it to the customer’s home causes an accident. Is the painter’,s insurance carrier liable to defend and indemnify the oar owner against a liability claim by the accident victim?

Martin Albach paints cars. He agreed to paint Melvin Sroka’s car and to return it to his home. On his way to deliver the car, Albach collided with a car owned by Robert Meoli. Meoli brought suit in Nassau District Court naming both car painter Albach and…