16500 Captiva LLC v. QBE Specialty Insurance Company

UNITED STATES DISTRICT COURT MIDDLE DISTRICT OF FLORIDA FORT MYERS DIVISION 16500 CAPTIVA LLC, Plaintiff, Case No. 2:23-cv-530-KCD-DNF v. QBE SPECIALTY INSURANCE COMPANY, Defendant, / ORDER This case is about the difference between what someone loses and what is insured. In the aftermath of Hurricane Ian, Plaintiff 16500 Captiva LLC (“Captiva”) found itself with a lot of damage—more damage, in fact, than it had purchased insurance coverage for in certain categories. Captiva filed a claim with Defendant QBE Specialty Insurance Company. The parties eventually agreed on the scope of the physical…