William J. Wade, Trustee v. Ronnie Hannon, Rosetta Hannon, Donald Neal Rake, Linda Jean Rake, Earnest William Yell, Mary Kathryn Yell

LOGAN, Circuit Judge.

This consolidated ease involves the interplay between 11 U.S.C. § 506(b) (as construed by United States v. Ron Pair Enterprises, Inc., 489 U.S. 235, 109 S.Ct. 1026, 103 L.Ed.2d 290 (1989)), 11 U.S.C. § 1325(a)(5)(B), and 11 U.S.C. § 1322(b). 1 The issue before us is whether debtors under a Chapter 13 bankruptcy plan who cure a default on the mortgage of their principal residence may be required to pay interest on the arrearage to an oversecured creditor. This issue has been considered by five other circuits, which have split four to one. 2 The issue has also divided the…