Independent Fire Insurance v. Lea

BACKGROUND

In October, 1990, Independent Fire Insurance Company (“Independent Fire”), ap-pellee, filed a complaint for declaratory judgment in the United States District Court for the Eastern District of Louisiana seeking a determination that it did not provide fire and vandalism insurance on certain apartment complexes owned by Robert W. Lea, Jr., Randall Lea, and Elizabeth Lemoine Lea (“the Leas”), appellants. It also sought declaratory relief that Richard Dennis Guffy d/b/a Dick Guffy Insurance (“Guffy”), was not acting as its agent in connection with any attempts to place insurance on the…