Nicole Savage v. United Collection Bureau, Inc.

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND NICOLE SAVAGE, Plaintiff, v. Civil No.: 1:25-cv-01723-JRR UNITED COLLECTION BUREAU, INC., Defendant. MEMORANDUM OPINION Pending before the court are the parties’ cross motions for summary judgment: Defendant United Collection Bureau, Inc.’s (“UCB” or “Defendant”) Motion for Summary Judgment (ECF No. 33; “Defendant’s Motion”) and Plaintiff Nicole Savage’s Motion for Partial Summary Judgment (ECF No. 36; “Plaintiff’s Motion”).1 The court has reviewed all papers; no hearing is necessary. Local Rule 105.6 (D. Md. 2025). For the…