Gurley v. Carpenter

United States Fidelity & Guaranty Company (“USF & G”) appeals the district court’s decision finding it liable for the $50,000 maximum coverage under its insurance policy for Janie Lynn Buyer, notwithstanding the fact that USF & G had mailed to her an exclusion endorsement, which changed the policy to exclude coverage for these claims. Curtis Gurley, her father and administrator of her estate, sued on the policy after the death of Buyer in a crash caused by an uninsured motorist. The district court found USF & G liable for the full amount under the policy, disregarding the exclusion…