Michigan Battery Equipment Inc v. Emcasco Insurance Company

In this insurance coverage dispute, plaintiff, Michigan Battery Equipment, Inc. (Michigan Battery), appeals the trial court’s order that granted summary disposition in favor of defendant, EMCASCO Insurance Company (EMC). The trial court granted summary disposition because it held that the loss was caused by wet rot, which was a risk not covered but instead was specifically excluded from coverage under the policy. For the reasons provided below, we affirm.

I. BRIEF FACTS AND GENERAL PRINCIPLES REGARDING INSURANCE CONTRACTS

Due to prolonged water infiltration through deteriorated rubber grommets…