Fireman's Fund Indemnity Co. v. Hudson Associates, Inc.

The sole question raised is whether Mr. Knight suffered injury “while . . . participating in any contest.” The plaintiff contends that Knight was so participating although he was merely in attendance at the races as a crewman and watching the race from the pit at the time- he received his injuries. The defendants maintain that he was not participating since he was not actively engaged in any part of the race at the time. If he was not participating, he does not come within the provisions of the policy excluding coverage to persons of that class and the plaintiff is obligated to pay any…