Garms v. Travelers Insurance

On May 8, 1924, the defendant issued to the plaintiff a policy of accident insurance which was renewable from year to year and which provided that the defendant would pay to the *231plaintiff certain stated benefits should the plaintiff be disabled within the meaning of the policy and under the circumstances set forth therein.

On June 11, 1925, a policy of life insurance was issued by the defendant to the plaintiff, containing a provision entitling the plaintiff to a disability income.

The plaintiff met with a serious injury and demanded payment under the above policies. The demand having been…