Andrea Childress v. Experian Information Solutions

POSNER, Circuit Judge.

The Fair Credit Reporting Act, 15 U.S.C. §§ 1681 'et seq., provides that “if any case arising or filed under Title 11 [the Bankruptcy Code] is withdrawn by the consumer before a final judgment, the consumer reporting agency shall include in the report that such case or filing was withdrawn upon receipt of documentation certifying such withdrawal.” 15 U.S.C. § 1681c(d)(l). The Act further provides that “whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information- concerning…