Farm Bureau Mutual Insurance v. Schmidt

The opinion of the court was delivered by

Hatcher, C.:

This was a subrogation action to recover the value of three motor vehicles destroyed by fire while in a repair shop.

The plaintiff, The Farm Bureau Mutual Insurance Company, had insurance policies against loss by fire covering a Chrysler Imperial automobile, a Mercury automobile and a Ford truck. Each was separately owned. On March 9, 1965, the three motor vehicles were in the defendant’s shop for repairs when they were destroyed by fire. Plaintiff, under the terms of its insurance policies, paid the owners of the motor vehicles a total of…