South Carolina Department of Consumer Affairs v. Foreclosure Specialists, Inc.

The South Carolina Department of Consumer Affairs filed a petition before the Administrative Law Court (ALC) alleging Foreclosure Specialists, Inc. and its alleged owner and operator Judson G. Decell (Respondents) violated the Consumer Credit Counseling Act. 1 The Department claimed Respondents engaged in “credit counseling service” without having first obtained a license to do so. The ALC granted the petition in part, issued a “cease and desist” order, and imposed an administrative fine. However, the Department also requested an order requiring Respondents to “refund all monies collected…