In Re Coonse

MEMORANDUM AND ORDER

KENNETH J. MEYERS, Bankruptcy Judge.

Debtor, Toni J. Coonse, has filed a motion under 11 U.S.C. § 522(f)(2)(A) to avoid a nonpossessory nonpurchase-money security interest held by defendant, Gallatin County State Bank (“Bank.”), on a mobile home used by debtor as a residence. In her Chapter 7 bankruptcy petition, debtor claimed a homestead exemption in the mobile home under Illinois law, which provides for an exemption of homestead in “personal property ... occupied ... as a residence.” Ill.Rev.Stat, ch. 110, par. 12-901 (1989).

In seeking to avoid the Bank’s lien, debt- or…