State Farm Mutual Automobile Insurance v. United States Fidelity & Guaranty Co.

Carley, Chief Judge.

Upon discovering that the brakes of his jeep were not working properly, Louis Laminack took the vehicle to Roscoe Brown. Brown had repaired Laminack’s vehicles on several prior occasions and, on those prior occasions, Laminack had allowed Brown to drive the vehicles for his personal convenience. On this occasion, Brown determined that the jeep’s brake cylinders needed to be replaced and the vehicle was left with him. Prior to making the repairs, Brown decided to drive the jeep to his house and eat dinner. On his way, Brown collided with an automobile which was being driven…