In re: Robert M. Borin

UNITED STATES BANKRUPTCY COURT FOR THE WESTERN DISTRICT OF MICHIGAN _______________________ In re: ROBERT M. BORIN, Case No. DT 11-03122 Chapter 13 Debtor. Hon. Scott W. Dales _____________________________________/ OPINION AND ORDER PRESENT: HONORABLE SCOTT W. DALES United States Bankruptcy Judge I. INTRODUCTION Chapter 13 Debtor Robert Borin (“Mr. Borin” or the “Debtor”) objects to the claim of his mortgagee, Arch Bay Holdings, LLC – Series 2010C (“Arch Bay”), on the grounds that the creditor’s Proof of Claim overstates the arrearage by failing to give him credit for prepetition payments.…