Ramos v. Cach, LLC

Yarelys Ramos appeals the trial court’s summary final judgment order entered in *1151favor of appellee, CACH, LLC, on her counterclaim alleging violation of Florida’s Consumer Collection Practices Act (“FCCPA”).1 See §§ 559.715;2 559.72,3 Fla. Stat. (2010). Because no private cause of action exists for the alleged statutory violation, we affirm.4

Ramos allegedly owed a credit card balance to FIA Card Services,- N.A. FIA assigned its rights against-Ramos to CACH. Two days after the assignment of those rights, CACH informed Ramos of the assignment in a letter which stated: “This is a demand for full…