Legal Opinion

Kent v. Manufacturers' Insurance

Massachusetts Supreme Judicial Court

Decided March 21, 1836Published

Assumpsit upon a policy of insurance. At the trial, before Wilde J., it appeared that on October 20th, 1831, the plaintiffs effected insurance for the sum of $ 2000 on the schooner Argo, valued at that sum, excluding the premium, for one year, at the office of the Commonwealth Insurance Company in Boston.

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Assumpsit upon a policy of insurance. At the trial, before Wilde J., it appeared that on October 20th, 1831, the plaintiffs effected insurance for the sum of $ 2000 on the schooner Argo, valued at that sum, excluding the premium, for one year, at the office of the Commonwealth Insurance Company in Boston. The policy of insurance which is the subject of this action, was dated October 18th, 1832. By this policy the defendants insured, for whom it might concern, the sum of $2100 on the same vessel, valued at that sum including premium, at and from Boston to Charleston, S. C., at and from thence…

1Opinion of the Court

Putnam J.

delivered the opinion of the Court. The defendants contend that the policy underwritten by them never attached, inasmuch as the vessel was fully covered by the prior policy, at the time when the policy which is now sued was made ; which prior policy continued in full force for one or two days, after the vessel sailed from Boston ; and that as the risk or adventure was to''begin at Boston, and the plaintiffs were fully insured while the vessel was at Boston, and until noon of the 20th of October, 1832, the defendants could not be charged, on the ground that the risk commenced or the…

2Cases cited1 opinion

  1. Seamans v. LoringU.S. Circuit Court for the District of Massachusetts · 1816

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