Votedian v. General Accident Fire & Life Assurance Corp.

WIEAND, Judge:

Where a policy of automobile insurance provides unequivocally that underinsured motorist coverages on several vehicles shall not be accumulated or stacked to increase the insurer’s maximum liability for any one accident, may the provisions of the policy be ignored because of “reasonable expectations” of the insured or because the limitation in the contract of insurance is violative of public policy? The trial court found that the policy provision was effective to limit the insurer’s liability. We affirm.

Richard Votedian and his wife, Nancy, were the owners of two automobiles,…