Waites v. Brotherhood of Maintenance of Way Employees

The opinion of the Court was delivered by

Mr. Justice Baker.

Appellant is an association composed of subordinate lodges in various towns and cities in the United States and Canada, with its Grand Lodge in Detroit, Mich., and among its other business is the insuring of the lives of its members, subject to the provisions of the constitution and by-laws of the association known as the death benefit department of such constitution and by-laws.

Respondent is the niece of, and the beneficiary iii a certificate of insurance issued to one, G. W. Thomas, by appellant. Mr. Thomas had been a member of…