R. Stuart Huff, as Trustee, Cross-Appellant v. Standard Life Insurance Company, a Mississippi Corporation, Cross-Appellee

COX, Circuit Judge:

We consider this case for the second time. In the first proceeding, the district court granted a directed verdict in favor of Standard Life Insurance Company (“SLIC”). We reversed the district court’s decision and remanded for a new trial. Huff v. Standard Life Ins. Co., 683 F.2d 1363 (11th Cir.1982) (Huff I) 1 After the second trial, the jury found that SLIC was guilty of negligent delay in processing the life insurance application of Alejandro J. Torres-Ciliberto (“Torres”). The jury found that SLIC was 75 percent at fault and Torres 25 percent at fault. The district…