Kampf v. Franklin Life Insurance

Pee Cueiam.

This is the second appeal involving the claim by a beneficiary of a certain 20-year term life insurance policy. On a prior appeal, 33 N. J. 36 (1960), we remanded this cause for trial of the question whether the payment of the overdue premium was waived under the “TOTAL DISABILITY BENEPIT-WAIVER OP PREMIUMS” provision of the policy. The specific i'ssues were (1) whether during the grace period, the deceased suffered total disability which continued until his death a day after the expiration of the grace period and (2) whether notice of disability was given to the insurer.

The…