State Farm Mutual Automobile Insurance v. Martin

MADDOX, Justice.

The question presented here is whether James E. Martin, one of the named insured, was covered by the “uninsured motorist” provisions of State Farm’s policy. Martin’s daughter, Selithia, was seriously injured when struck by an uninsured motorist. State Farm denied coverage, claiming that James Martin had rejected uninsured motorist coverage, when application for the policy was made. The dispute over coverage ended in this declaratory judgment proceeding, in which Martin, as plaintiff, claimed that he was covered under the policy and that he had at no time rejected the uninsured…