Darcel Drew v. Safeco Insurance Company of Illinois

The question before us on an appeal from a grant of summary judgment is purely one of law, and it is whether an uninsured motorist (“UM”) provision in a car insurance policy covers injuries sustained by a permissive passenger in an insured vehicle driven by the named insured’s family member. The district court found it did not, and we now affirm.

I. BACKGROUND

A. Factual History

The facts are not in dispute. On May 4, 2012, Zachary Dooling was riding in a car driven by his friend Daemon Drew (“Daemon”) when the car was involved in an accident. Lesa Tavarez, the driver of the other vehicle, died,…