Huck v. Globe Insurance
Massachusetts Supreme Judicial Court
Three actions oe contract on policies of insurance. By the policy in the first case, the Globe Insurance Company of Boston insured Herman Huck & Company $2000 “ on tobacco in cases, bales and bulk, including packing cases, their own or held in trust or on commission, or sold but not delivered, all contained in brick block 39 and 41 Hampden Street, Springfield, Mass.”
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Three actions oe contract on policies of insurance. By the policy in the first case, the Globe Insurance Company of Boston insured Herman Huck & Company $2000 “ on tobacco in cases, bales and bulk, including packing cases, their own or held in trust or on commission, or sold but not delivered, all contained in brick block 39 and 41 Hampden Street, Springfield, Mass.” By the policy in the second case, the Queen Insurance Company of Liverpool and London insured J. Walker & Son, of whom Jairus Walker was the surviving partner, $3500 “on their stock of merchandise, consisting of fresh and salt…
1Opinion of the CourtGray, C. J.
The manifest intent and purpose of the clause inserted in each of these policies, by which it is provided that, “ if a building shall fall except as the result of a fire, all insurance by this corporation on it or its contents shall immediately cease and determine,” is that the insurance, whether upon a building or upon its contents, shall continue only while the building remains standing as a building, and shall cease when the building has fallen and become a ruin. When substantially all the floors and the roof of a building used as a storehouse fall, leaving nothing standing but the outer…
2Cases cited2 opinions
- Breuner v. Liverpool & London & Globe InsuranceCalifornia Supreme Court · 1875
- Fireman's Fund Insurance v. Congregation Rodeph SholomIllinois Supreme Court · 1875
3Cited by7 opinions
- O'Keefe v. Liverpool, London & Globe InsuranceSupreme Court of Missouri · 1897
- Northwestern Mutual Life Insurance v. Rochester German InsuranceSupreme Court of Minnesota · 1901
- Palatine Ins. v. WeissCourt of Appeals of Kentucky · 1900
- John Davis & Co. v. Insurance Co. of North AmericaMichigan Supreme Court · 1897
- Corbett v. Spring Garden InsuranceNew York Supreme Court · 1895
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