Anderson v. Kentucky Growers Ins. Co., Inc.

OPINION

BUCKINGHAM, Judge.

Todd Anderson appeals from a summary judgment of the Cumberland Circuit Court in favor of The Kentucky Growers Insurance Company, Inc. The issue is whether there was coverage under Anderson’s policy with Kentucky Growers for damage to his residence due to a fire. We affirm in part, reverse in part, and remand.

Anderson was the owner of a house and lot in Burkesville, Kentucky. There were two mortgages on the property. The first mortgage was held by Manufacturers and Traders Trust Company, 1 and the second mortgage was held by United Community Bank.

Anderson became…