Nationwide Mutual Insurance v. Erwood

BURNETT, J.:

I respectfully dissent. In my opinion, - it is unnecessary to address either S.C.Code Ann. § 38-77-160 (2002) or the personal and portable nature of UM coverage for the language of the insurance contract itself provides no coverage for Erwood.

The construction of an agreement is a matter of contract law. McDuffie v. McDuffie, 313 S.C. 397, 399, 438 S.E.2d 239, 241 (1993). The primary objective in construing a contract is to ascertain and give effect to the intention of the parties. Williams v. Teran, Inc., 266 S.C. 55, 59, 221 S.E.2d 526, 528 (1976). The Court must first look at…