Rodgers v. State Farm Mutual Automobile Insurance Co.

|tAt issue in this appeal is whether a new automobile insurance policy was created when: (1) the insured sought coverage for a replacement vehicle five months after the covered vehicle stopped working; (2) the insured had told her insurance agent that she no longer needed coverage; and (3) the insured had stopped paying premiums until she obtained the replacement vehicle.

Because we conclude that a new policy was created, which required the execution of a new rejection of uninsured/under insured motorist (“UM”) coverage, we reverse the grant of summary judgment.

FACTS

Sonya Rodgers was injured…