Garvin v. Union Mutual Casualty Co.

— On or about April 16, 1926, the appellee took out a policy of health insurance in the appellant company. That portion of the policy involved in this appeal is as follows:

“Part III — Monthly Indemnity for Loss of Time — Sickness.

“House Confinement — $80.00 Per Month for Four Years. Section (a) During which the insured shall suffer from any bodily sickness or disease, not hereinafter excepted, which is eontraetéd and begins after this policy has been in force fifteen days, directly preceding, for the number of consecutive days that the insured, by reason of- ‘such sickness,’ shall be strictly…