Kovesdy v. Utica Fire Insurance

Karpinski, Judge.

This appeal arises from an order granting summary judgment in an insurance coverage dispute. The central issue is whether a commercial liability insurance policy issued to a bar provides coverage for wrongful death of an underage adult patron who died in an automobile accident caused by another underage adult patron who drank alcohol at the bar.

Donna Kovesdy, administrator of the estate of Kurt Larsen, filed this action against the bar, Publik House, Inc.; the owners of the premises, William and Theresa Chambers; and a Jane Doe bartender. The complaint alleged in a single…